This is a pretty big step and a direct replacement for Apple’s own “Apple Pay Later” installment plans. It will also be expanding at some point in the future to several other countries ...

Apple Cash (which now comes with virtual card numbers) and Apple Pay are Apple’s digital payment services. See how the Apple Cash digital card compares with the Apple Pay digital service.

It's not a game-changer, but the card does offer some intriguing features, including the ability to finance expensive Apple products with an interest-free payment plan.